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As Zopa co-Founder and former CEO, James was a pioneer in peer-to-peer lending. Putting those with a small amount to invest in front of reliable borrowers has proved a successful business model, creating what is now globally £100bn sector. James is now helping organisations make more informed strategic choices and deliver more impactful innovation as part of FutureAgenda.org, the world’s largest open foresight programme and advisory in foresight, strategy and innovation. James tells a powerful founder story as a bridge into discussing and sharing practical approaches for disruption, innovation and foresight.

Kate provides trend forecasts for retailers, products and brands. She analyses the key shifts in consumer expectations, retail and technology – tapping into a vast network of designers, architects, technologists, academics and strategists. Her findings show where to adapt, innovate and invest resources. In speeches Kate explores the behaviour of online shoppers, the use of café culture, the latest developments in GPS and the rise of ‘on-demand’ operators.

In a career that has taken in writing, charity, serving as CEO of Time Out and then overseeing brand, digital and customer service at Virgin Money, Tim has maintained an unusual but consistent theme throughout. Combining creativity, innovation, culture and people, he has steered organisations through industry disruption, and helped them become trustworthy and customer-focused.

Attali has served as Head of the European Bank for Reconstruction and Development and chaired a Sarkozy commission examining the obstacles to French growth. He advocates deregulation, major investment in education and greater communication. Attali’s latest book, A Brief History of the Future, argues that by 2100 individual countries will have disappeared. What we need, as present crises in finance and climate show, are functioning world institutions and a global rule of law.

As Virgin Galactic’s first full-time employee, Stephen laid the foundations to turn one of the world’s most ambitious projects into a profitable business in tune with the parent brand. Working alongside technical and engineering functions, he’s responsible for sales and marketing, licensing and partnerships. Showing awe-inspiring film clips, Stephen describes the dawn of a new space age, and how huge innovations will affect conventional air travel.

On TV Georgie is part of the Gadget Show team and ITV’s Weekend regular tech correspondent. Away from reviewing the latest apps and devices she considers the implications for business and society of developments in the digital world, the changing expectations of the next generation of employees, and how to encourage more women to work in tech.

The author of The Dark Net, The People Vs Tech: How the Internet is Killing Democracy (and How We Save It), and Radicals – Outsiders Changing the World examines the extremists, organisations, hackers, and subcultures that are influencing the digital world.

Scott worked for Microsoft and Wordpress before starting his career as a writer and speaker. He looks at how new ideas are inspired, encouraged, challenged and realised.

The former banker was the first outsider brought in by the two founders of Skype. James has since built, advised and invested in a series of digital businesses, and also led the online transformation of Condé Nast brands like Vogue, GQ and Vanity Fair. James looks at the goals of disruptive businesses, the cultural challenges for ‘legacy companies’, and the potential impact of everything from AI to changes in the nature of work and talent.

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