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As Zopa co-Founder and CEO, James was a pioneer in peer-to-peer lending. Putting those with a small amount to invest in front of reliable borrowers has proved a successful business model, creating what is now globally £100bn sector. James is now helping organisation make more informed strategic choices as part of FutureAgenda.org, the world’s largest open foresight programme. In presentations he examines disruption across a range of industries and considers how long-established organisations can drive innovation and be better prepared for the future.

Kate provides trend forecasts for retailers, products and brands. She analyses the key shifts in consumer expectations, retail and technology – tapping into a vast network of designers, architects, technologists, academics and strategists. Her findings show where to adapt, innovate and invest resources. In speeches Kate explores the behaviour of online shoppers, the use of café culture, the latest developments in GPS and the rise of ‘on-demand’ operators.

From why people cheat to how we decide what something should cost, Dan looks at the irrational nature of people and the choices we all make, no matter how logical we think we’re being. With wit and insight he uses examples from restaurant bills to CEO’s bonuses to our health choices to highlight the irrational and make us aware of what informs our decision-making.

Attali has served as Head of the European Bank for Reconstruction and Development and chaired a Sarkozy commission examining the obstacles to French growth. He advocates deregulation, major investment in education and greater communication. Attali’s latest book, A Brief History of the Future, argues that by 2100 individual countries will have disappeared. What we need, as present crises in finance and climate show, are functioning world institutions and a global rule of law.

As Virgin Galactic’s first full-time employee, Stephen laid the foundations to turn one of the world’s most ambitious projects into a profitable business in tune with the parent brand. Working alongside technical and engineering functions, he’s responsible for sales and marketing, licensing and partnerships. Showing awe-inspiring film clips, Stephen describes the dawn of a new space age, and how huge innovations will affect conventional air travel.

On TV Georgie is part of the Gadget Show team and ITV’s Weekend regular tech correspondent. Away from reviewing the latest apps and devices she considers the implications for business and society of developments in the digital world, the changing expectations of the next generation of employees, and how to encourage more women to work in tech.

Scott worked for Microsoft and Wordpress before starting his career as a writer and speaker. He looks at how new ideas are inspired, encouraged, challenged and realised.

The former banker was the first outsider brought in by the two founders of Skype. James has since built, advised and invested in a series of digital businesses. He also led the online transformation of Condé Nast brands like Vogue, GQ and Vanity Fair. As the second generation of disruptors take aim, James reveals their thinking and positive paranoia. He also explains why the challenge for ‘legacy companies’ is not technical implementation, but shifting cultural attitudes.

Dave specialises in electronic payment and transaction technology and digital currencies. In presentations he weighs up perceptions and looks at the pitfalls of the death of money – especially the security issues. With mobile and contactless transactions commonplace, Dave accepts that proof of identity is key to new payment systems, but what are the implications if identity itself becomes a commodity? What opportunities might a cashless society uncover? And will the blockchain change transactions forever?

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