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As Zopa co-Founder and CEO, James was a pioneer in peer-to-peer lending. Putting those with a small amount to invest in front of reliable borrowers has proved a successful business model, creating what is now globally £100bn sector. James is now helping organisation make more informed strategic choices as part of FutureAgenda.org, the world’s largest open foresight programme. In presentations he examines disruption across a range of industries and considers how long-established organisations can drive innovation and be better prepared for the future.

The former banker was the first outsider brought in by the two founders of Skype. James has since built, advised and invested in a series of digital businesses. He also led the online transformation of Condé Nast brands like Vogue, GQ and Vanity Fair. As the second generation of disruptors take aim, James reveals their thinking and positive paranoia. He also explains why the challenge for ‘legacy companies’ is not technical implementation, but shifting cultural attitudes.

Dave specialises in electronic payment and transaction technology and digital currencies. In presentations he weighs up perceptions and looks at the pitfalls of the death of money – especially the security issues. With mobile and contactless transactions commonplace, Dave accepts that proof of identity is key to new payment systems, but what are the implications if identity itself becomes a commodity? What opportunities might a cashless society uncover? And will the blockchain change transactions forever?

Daniel launched in-game advertising and developed bestselling video games before founding the online fashion company’s venture capital division. Scouring the world for innovations, he assembled a network of FashionTech talent and forged partnerships across marketing, production and imagery. In presentations Daniel considers the demand for instant experiences and relationships, how every business is becoming a tech business, and how to find and grow talent.

The author of Work Rules!: Insights from Inside Google That Will Transform How You Live and Lead led some of Google’s biggest workplace projects from using analytics to improve people management to how to construct the perfect team. He examines how Google became one of the most envied employers in the world, how to attract and retain the best people, work smarter and prepare for the future.

One of the most influential thinkers on trust and technology, Rachel looks at the implications for individuals and businesses in a world where people often trust strangers and AI over public institutions and traditional media. She considers what responsibilities the tech companies have and whether this shift will create greater division or unity.

After leading one of the biggest tech IPOs of its time, Leonard founded the pioneering citizen journalism site NowPublic. He sold the business to the sports and live promotions giant Anschutz where he led their digital strategy. He’s since partnered with talent management company CAA working on projects with their A-list talent, become co-owner of Coventry City FC, invested in around 20 businesses a year, and led The Great Rewrite project with Forbes, an examination of how industry sectors are responding to disruption and change.

After success with Lovefilm, Simon served as CEO at Mothercare. He’s now behind a major tech fund and Chairman of moo.com, the print-on-demand firm. In presentations Simon explores the emerging models, what large companies can learn from small ones and where the next waves of innovation will come from. Acknowledging that every organisation has its own rhythm, Simon shows how to communicate changes, revolutionise culture and track performance.

Originally an oil exploration engineer and marketer, Dan became head of Google UK – with responsibility for $5bn revenue. He’s now focused on Fintech, with the aim of disrupting financial services. In his speech Dan shows how Google use technology in the search for transformative solutions to major problems. They include balloons in space to beam internet signals to remote parts of the world, and contact lenses with an embedded glucose sensor for diabetes sufferers.

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