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As Zopa co-Founder and CEO, James was a pioneer in peer-to-peer lending. Putting those with a small amount to invest in front of reliable borrowers has proved a successful business model, creating what is now globally £100bn sector. James is now helping organisation make more informed strategic choices as part of FutureAgenda.org, the world’s largest open foresight programme. In presentations he examines disruption across a range of industries and considers how long-established organisations can drive innovation and be better prepared for the future.

The former banker was the first outsider brought in by the two founders of Skype. James has since built, advised and invested in a series of digital businesses. He also led the online transformation of Condé Nast brands like Vogue, GQ and Vanity Fair. As the second generation of disruptors take aim, James reveals their thinking and positive paranoia. He also explains why the challenge for ‘legacy companies’ is not technical implementation, but shifting cultural attitudes.

The former Editor and Group Content Director for the Independent and Evening Standard, Chris Blackhurst now serves as Executive Director at Sir Lynton Crosby’s strategy company. Chris has seen huge changes in the media landscape. From Leveson to social media to foreign ownership he has witnessed the effects of disruption first hand. With knowledge of and stories from the corridors of power in politics, media and commerce, he provides a view of where power lies, the likely outcome of key events, and how to communicate your message.

Daniel launched in-game advertising and developed bestselling video games before founding the online fashion company’s venture capital division. Scouring the world for innovations, he assembled a network of FashionTech talent and forged partnerships across marketing, production and imagery. In presentations Daniel considers the demand for instant experiences and relationships, how every business is becoming a tech business, and how to find and grow talent.

Rachel Botsman writes and talks about the power of collaboration, the network technologies that make it possible, and the implications both social and commercial. New markets have opened up with ‘mass online democratisation,’ but with data at the centre it brings a risk of power merely moving from banks and government to the tech giants. Rachel explains why every industry must adapt to service networking, why we all need to own our own data, and what trust looks like in the modern age.

Mel is Microsoft’s former Digital Evangelist, responsible for the software giant’s on-line ad services plus their use of social media. He is the co-author of the book Pioneers of Digital in which he speaks to some of the biggest names in online with lessons from Apple, Google, and the 2008 Obama campaign. Mel is passionate about the power of online as a key part of a brand and how company strategy must be flexible in this fast-changing environment.

Originally an oil exploration engineer and marketer, Dan became head of Google UK – with responsibility for $5bn revenue. He’s now focused on Fintech, with the aim of disrupting financial services. In his speech Dan shows how Google use technology in the search for transformative solutions to major problems. They include balloons in space to beam internet signals to remote parts of the world, and contact lenses with an embedded glucose sensor for diabetes sufferers.

After seven years as a management consultant, Jules took a leap of faith, left her job, taught herself coding, and with her friends Alex Depledge and Tom Nimmo, started Hassle.com. Based on Jules’ idea of a way to find a local piano teacher, the site evolved from a tool to find almost any domestic service to focusing just on cleaners. It grew and the trio sold the company for over €30million. Jules looks at how startups work, the importance of focusing on what customers want, the need to protect the culture, as well as addressing more technical aspects of tech and digital.

Justin is the the Deputy CEO of ARRIVAL, a technology company pioneering electric vehicles and components, AI and robotics. Previously his varied career has seen him run PR at Stella McCartney and Burberry, then become CMO at Topshop before setting up an online music platform. He’s been described as the British Zuckerberg and has advised Chelsea FC, the Natural History Museum, and Roborace, the world’s first driverless electric vehicle racing series.

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