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As Zopa co-Founder and former CEO, James was a pioneer in peer-to-peer lending. Putting those with a small amount to invest in front of reliable borrowers has proved a successful business model, creating what is now globally £100bn sector. James is now helping organisations make more informed strategic choices and deliver more impactful innovation as part of FutureAgenda.org, the world’s largest open foresight programme and advisory in foresight, strategy and innovation. James tells a powerful founder story as a bridge into discussing and sharing practical approaches for disruption, innovation and foresight.

In a career that has taken in writing, charity, serving as CEO of Time Out and then overseeing brand, digital and customer service at Virgin Money, Tim has maintained an unusual but consistent theme throughout. Combining creativity, innovation, culture and people, he has steered organisations through industry disruption, and helped them become trustworthy and customer-focused.

The former banker was the first outsider brought in by the two founders of Skype. James has since built, advised and invested in a series of digital businesses, and also led the online transformation of Condé Nast brands like Vogue, GQ and Vanity Fair. James looks at the goals of disruptive businesses, the cultural challenges for ‘legacy companies’, and the potential impact of everything from AI to changes in the nature of work and talent.

The former Editor and Group Content Director for the Independent and Evening Standard, Chris Blackhurst now serves as Executive Director at Sir Lynton Crosby’s strategy company. Chris has seen huge changes in the media landscape. From Leveson to social media to foreign ownership he has witnessed the effects of disruption first hand. With knowledge of and stories from the corridors of power in politics, media and commerce, he provides a view of where power lies, the likely outcome of key events, and how to communicate your message.

Daniel launched in-game advertising and developed bestselling video games before founding the online fashion company’s venture capital division. Scouring the world for innovations, he assembled a network of FashionTech talent and forged partnerships across marketing, production and imagery. In presentations Daniel considers the demand for instant experiences and relationships, how every business is becoming a tech business, and how to find and grow talent.

One of the most influential thinkers on trust and technology, Rachel looks at the implications for individuals and businesses in a world where people often trust strangers and AI over public institutions and traditional media. She considers what responsibilities the tech companies have and whether this shift will create greater division or unity.

Mel is Microsoft’s former Digital Evangelist, responsible for the software giant’s on-line ad services plus their use of social media. He is the co-author of the book Pioneers of Digital in which he speaks to some of the biggest names in online with lessons from Apple, Google, and the 2008 Obama campaign. Mel is passionate about the power of online as a key part of a brand and how company strategy must be flexible in this fast-changing environment.

One of the world’s leading AI and machine learning experts, Adam’s work helped created two of the world’s leading intelligent assistants in Apple’s Siri and Samsung’s Bixby. With experience in engineering, research, management and consulting he is a pioneer in the field.

Originally an oil exploration engineer and marketer, Dan became head of Google UK – with responsibility for $5bn revenue. He’s now focused on Fintech, with the aim of disrupting financial services. In his speech Dan shows how Google use technology in the search for transformative solutions to major problems. They include balloons in space to beam internet signals to remote parts of the world, and contact lenses with an embedded glucose sensor for diabetes sufferers.

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